Denied Loan Requirements: Consumer, Commercial & Real Estate
Apr 24 @ 3:00 pm – 4:30 pm

More Info & Registration: CLICK HERE
Title: Denied Loan Requirements: Consumer, Commercial & Real Estate
Presenter: Ann Brode-Harner – Brode Consulting Services, Inc.

Credit Analysis & Underwriting Series: Global Cash Flow Analysis for Underwriters & Credit Analysts
Apr 25 @ 3:00 pm – 4:30 pm

More Info & Registration: CLICK HERE
Title: Credit Analysis & Underwriting Series: Global Cash Flow Analysis for Underwriters & Credit Analysts
Presenter: S. Wayne Linder – Young & Associates, Inc.

The Top 12 Credit Risks in Agricultural Lending
Apr 26 @ 3:00 pm – 4:30 pm

More Info & Registration: CLICK HERE
Title: The Top 12 Credit Risks in Agricultural Lending
Presenter: Dr. David Kohl, Ph.D. – Virginia Tech

Human Resources Conference 2018
May 2 @ 8:30 am – May 3 @ 11:30 am

May 2-3, 2018
Hershey Lodge & Convention Center – Hershey, PA


To review program details and register by mail, please download the REGISTRATION BROCHURE

To register online, please complete the ONLINE REGISTRATION FORM


Day I • Wednesday • May 2, 2018

8:30am: Registration/Continental Breakfast

8:50am: Welcome/Opening Remarks

9:00am: Emotional Intelligence as an Effective HR Strategy
Presented by: Jackie B. Rolow, SHAZAM

10:10am: Getting the Best from Everyone: Using Assessments for Problem-Solving, Coaching and Development
Presented by: Paul Endress, Maximum Advantage

11:10am: Beverage Break

11:20am: Interactive Recruitment Marketing: Navigating the Internet to Attract ‘A’ Level Talent
Presented by: Chet Q. Mosteller, Mosteller & Associates

12:30pm: Luncheon

1:15pm: Using Career Path Training for Retention and Employee Growth
Presented by: Cami Ressler, M.Ed., Ressler Career and Business Solutions LLC

2:00pm: HR Legislative & Regulatory Issues Update and Interactive Discussion
Presented by: Angela L. Thomas, Esquire, BB&T
Christina M. Gattuso, Esquire, Kilpatrick, Townsend, Stockton, LLP
Lindsay E. Snavely, Esquire, Pillar+Aught

3:30pm: Adjournment

Day 2 • Thursday • May 3, 2018

8:00am: Buffet Breakfast

8:30am: Creating an HR Pipeline for Your Community Bank
Presented by: Jackie B. Rolow, SHAZAM

9:30am: Workplace Misconduct…Conducting Effective Investigations
Presented by: Zachary D. Bombatch, Esquire, Steptoe & Johnson

10:30am: Compensation – Trends & Issues for Community Banks
Presented by: Sally Williams, SPHR, SHRM-SCP, Williams HR Solution, LLC

11:30am: Adjournment


This conference is designed for HR Professionals, CEOs, HR Officers, HR Departmental Employees, and NextGen Community Banking Leaders.

NextGen Community Banking Leaders

Bring a NextGen Community Banking Leader along to this important Conference. Let them learn from experts and network with colleagues in an interactive educational session. This experience will be able to help them grow and be a stronger member of your bank’s team. PACB member NextGen leaders receive $145 discount on the registration fee.


This program will be sent to SHRM for credit and will also offer CPE through the State Board of Accountancy.

Experience Hershey

Hershey is a wonderful location to explore. Learn more at


The Hershey Lodge is holding rooms for this conference at a special rate. Guests who prefer to make phone reservations may call 717.533.2211 or 1.800.437.7439 and ask for the room block for the PA Association of Community Bankers HR Conference. Alternatively, guests may make reservations online at the hotel website.

Preferred rates expire April 1, 2018, so reserve your lodging today!


Jackie B. Rolow
Executive Vice President and Chief Talent Officer, SHAZAM

Jackie has been a vital part of SHAZAM for the past 23 years. She leads the charge to recruit and retain top technology talent in a highly competitive environment. Jackie brings expert HR perspective on strategic change, the constantly evolving legal and regulatory issues surrounding HR and effective goal session to her highly engaging presentations.

Jackie is a member of SHRM and holds the SPHR designation. She is also a member of ASTD, the world’ largest association dedicated to workplace learning and performance professionals.

Paul Endress
Founder & CEO, Maximum Advantage

Once you’ve started nine companies (four successes, five failures) and sold your software company, what do you do next?

If you’re Paul Endress, you dedicate yourself to understanding how the best leaders of all time communicate, combine it with the latest in modern psychology, and create easy-to-use communication frameworks to share with the world.

His research and the resulting strategies can be found in his best-selling books and programs: I Think I Know What I Think You Said (2006); The People Puzzle (2008); Who Are These People Anyway? (2009); Communication Dynamix™ (2010); The Magic of Communication Styles (Cardinal House Press, 2015); and Managing By Influence (Cardinal House, 2017).

Building on the success of the Communication Styles 2.0™ model, in The Magic of Communication Styles (2015) Paul has launched a communication assessment and system based on a new methodology. It simplifies and explains the natural communication tendencies of people and teams and shows each person how to make the most of their strengths and gradually improve their weaknesses.

Expect strategies you can use to solve problems and take advantage of opportunities in today’s ultra-competitive business environment.

Chester (Chet) Q. Mosteller
Founder & President, Mosteller & Associates

Chester Q. Mosteller is the founder and President of Mosteller & Associates. His background is well balanced with human resource consulting to a wide variety of organizations since 1994, and over 18 years of prior human resource management, including several years as the top HR executive in a premier, nationwide company.

Chet’s experience in human resources is extensive. His career in this field includes in-depth work in each of the major human resource functions of compensation, benefits, training and staffing. His compensation related responsibilities includes design and development of salary administration programs, identifying position competitiveness in a marketplace/industry utilizing salary surveys and other sources, developing and administering incentive, bonus, commission and other salary deferral programs, and designing and delivering complete executive compensation program packages.

Mr. Mosteller’s staffing expertise includes all levels of recruiting with emphasis on technical and executive positions with an emphasis on attracting individuals that match an organization’s culture.

Chet graduated from Lebanon Valley College with a BA in Mathematics and is Certified Employee Benefit Specialist (CEBS) from the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania. He is a charter member of the International Society of Certified Employee Benefit Specialists. He has taught extensively as an adjunct faculty member and at numerous banking schools.

Cami Ressler, M.Ed.
CEO and Founder, Ressler Career and Business Solutions LLC

Cami Ressler, M.Ed., is the CEO and Founder of Ressler Career and Business Solutions LLC, a career coaching and business professional services firm focused on executive and professional training and development, career planning and coaching and more. Cami is proud to have built her business on referrals and seeks to develop long-term business partnerships with her clients.

Ms. Ressler has a broad range of leadership, administrative and career management professional expertise that includes over 15 years’ experience having worked for Choice Hotels International (Brand Management), The Pennsylvania State University (Assistant Director of Career Services at the Campuses), Princeton University (Career Counselor/Internships), and a boutique law firm focused on financial services (Consultant). Cami holds two degrees from The Pennsylvania State University: a Master’s degree in counselor education (specializing in career development and leadership) and a Bachelor’s degree in Hotel, Restaurant and Institutional Management. She is a certified DiSC administrator and has a wealth of experience with leadership development, recruiting and career related assessments.

Angela L. Thomas, Esquire
Senior Vice President, Associate General Counsel, Legal Department, Branch Banking and Trust Company (BB&T)

Angela L. Thomas serves is an Associate General Counsel for BB&T. Angela has been a member of BB&T’s Legal Department since August 1, 2015, coming to BB&T via acquisition of Susquehanna Bancshares, Inc. where she served as Director of Employee Relations and Employment Counsel. Prior to that, Angela was in private practice for more than twenty years where her practice focused on employment and labor law, as well as litigation. Angela supports BB&T on Human Systems matters.

Angela received a Bachelor of Science in Economics from the Pennsylvania State University in 1989 and her Juris Doctor from the University of Pittsburgh School of Law in 1992. Angela is located in Camp Hill, Pennsylvania.

Christina M. Gattuso, Esquire
Partner, Kilpatrick, Townsend Stockton, LLP

Chris Gattuso focuses her practice on corporate and securities matters, financial institution regulatory matters and mergers and acquisitions. Ms. Gattuso’s securities practice includes serving as counsel for both issuers and underwriters in public and private offerings of debt and equity securities and counseling clients on disclosure and other requirements under the federal securities laws. She has represented numerous mutual savings associations in their conversion to stock form or formation of a mutual holding company and related public offerings. She has extensive experience in corporate reorganizations, strategic alliances, joint ventures and mergers and acquisitions for both public and private financial institutions and other for-profit and nonprofit entities. She also advises boards of directors and board committees of financial institutions, nonprofits and tribal entities on corporate governance matters and best practices.

Lindsay E. Snavely, Esquire

Lindsey Snavely pays close attention to detail. If it happens in the workplace, she knows the ins-and-outs of the issue. Having previously worked as Counsel, Global Labor & Employment for The Hershey Company, she supported the Human Resources organization and provided advice and training on various workplace issues. Lindsey provides practical, actionable business guidance in representing and advising employers.

With comprehensive knowledge of labor and employment law, Lindsey has defended employers in state and federal courts, as well as before the Pennsylvania Human Relations Commission and the Equal Employment Opportunity Commission. She also regularly provides counseling to employers on various workplace issues, including disciplinary matters, leaves of absences, and wage and hour questions. In addition, she routinely speaks at seminars and other workshops about labor and employment issues such as the Affordable Care Act, navigating employees’ leaves from the workplace, and compensation and benefits.

Zachary D. Bombatch, Esquire
Associate, Steptoe & Johnson

Zachary Bombatch focuses his practice in the areas of labor and employment law and general civil litigation. In his practice, he counsels clients on compliance with federal and state employment laws and advocates on their behalf in disputes arising under them. He is also a member of the firm’s Higher Education Team. Zachary regularly relies upon both his business and legal education that focused on employment law, human resources management, and organizational behavior to assist in the development of strategic human resources policies and plans. In addition to his employment practice, Zachary has been regularly involved in the defense and prosecution of real estate claims and construction claims.

Sara C. (Sally) Williams, SPHR, SHRM-SCP
President, Williams HR Solution, LLC

Sally Williams is the senior principal and primary client contact for the system design and management of consulting services offered by our company in areas of Organizational Planning, Wage and Salary Administration, Performance Management, Personnel Policies and Practices, Affirmative Action and Adherence to Employment Law.

Sally began her human resources career with L.R. Webber Associates, Inc. of Hollidaysburg, PA, in 1976. One of the original founders of that firm, she was promoted to Associate in 1985, to Vice President in 1987, and in 1989 she was named Executive Vice President and assumed her role as manager of the Human Resource Division and director of all human resource consulting projects. She remained there until 2006, and in early 2007 Sally formed her own consulting practice, Webber HR Solutions. She now serves clients in four states. 2014 marked a company name change to Williams HR Solutions with an unwavering commitment to service excellence.

Sally became accredited with the Human Resource Certification Institute in 1982 as a PHR (Professional in Human Resources) and later earned her accreditation as an SPHR (Senior Professional in Human Resources). She is a member of the Society for Human Resource Management (SHRM) and the Human Resource Association of Blair County (HRMABC).

PACB Services, Inc. Committee Meeting @ PACB Headquarters
May 7 @ 10:00 am – 2:00 pm

This date is currently tentative.

PACB Executive Committee Meeting @ The Penn Stater Hotel and Conference Center
May 16 @ 12:00 pm – 2:00 pm
PACB Board of Directors Meeting @ The Penn Stater Hotel and Conference Center
May 16 @ 2:00 pm
Maximizing Mutuality Conference 2018
May 17 @ 8:30 am – May 18 @ 11:30 am

Thursday, May 17, 2018 – Friday, May 18, 2018
The Penn Stater Hotel & Conference Center – 215 Innovation Boulevard, State College, PA



To review program details and register by mail, please download the REGISTRATION BROCHURE

To register online, please complete the ONLINE REGISTRATION FORM


THURSDAY, MAY 17, 2018


8:45 a.m.   
PACB President/CEO, Nick DiFrancesco
PACB SVP – Barbara Holbert

 9:00 a.m.    Mutual Holding Companies and Capitalization (confirmed)
Daniel P. Weitzel, Esquire
Locke Lord
701 8th Street NW Suite 700
Washington, DC 20001
(202) 220-6963

Daniel P. Weitzel represents banks before the federal bank regulatory agencies as well as the many state banking departments. This representation is regarding both transactional and regulatory compliance matters. Daniel also represents clients in corporate and securities law, focusing on mergers and acquisitions and other corporate reorganizations, private placements of both debt and equity and general corporate business planning and counseling. Daniel has represented companies and individuals in numerous instances relating to corporate control issues and financial transactions. Furthermore, Daniel has also represented investment banks and other entities in acquisition, divestiture and capital raising transactions.

10:30 a.m.                  REFRESHMENT BREAK

11:00 a.m.                  Executive Compensation & Benefits (confirmed)
Thomas Hutton, Esq.
Luse Gorman, PC
5335 Wisconsin Avenue, NW, Suite 780
Washington, DC 20015
202-274-2019 (direct)
301-801-4272 (cell)

Tom Hutton is a partner in the firm’s Executive Compensation, Employee Benefits and Taxation Group. Mr. Hutton has been practicing in the executive compensation and employee benefits area for 20 years. He has extensive experience in designing and drafting tax-qualified and non-qualified arrangements, and advising public and private employers on tax issues, including Code Sections 409A, 280G, 368(a) and 162(m). He routinely counsels clients on employment and change-in-control agreements, executive severance arrangements, SEC executive compensation disclosure, corporate governance and succession planning. He also regularly works on clients with respect to bank-owned life insurance arrangements and split-dollar life insurance agreements. He actively counsels clients on employee benefits and tax issues in mergers and acquisitions.

Prior to entering private practice, Mr. Hutton served as an Attorney-Advisor at the United States Tax Court.

12:30                            LUNCHEON 

1:45 p.m.                     Trends Shaping the Bank of the Future (confirmed)
Timothy Reimink
Crowe Horwath
55 Campau Ave, NW
Grand Rapids MI  49503
(616) 774-6711

Tim Reimink is a managing director in the Crowe Horwath LLP performance consulting group. He specializes in providing services for financial services clients to help improve performance and profitability. Tim also oversees the firm’s annual financial institutions compensation survey and benchmarking database.

Tim has 25 years of broad industry management experience in commercial and retail banking, and more than 10 years of extensive professional experience working with banks and credit unions in the areas of:

Performance benchmarking
Process improvement
Cost reduction
Technology planning
Credit risk management
Incentive compensation
Management assessment

Prior to joining Crowe, Tim held senior positions with Bank One, First of America Bank, and National City Bank.

Tim received his Bachelor of Science, Economics and Mathematics, magna cum laude at Kalamazoo College and a Master of Business Administration, Finance and Management, with honors from Northwestern University.

2:45 p.m.                     Cyber Security: Protecting Your Institution and Your Customers—How Mutuals Can Address These Threats During 2018 & Beyond (Confirmed)

Jeremy Burris CISA, CISSP, MCP, L | PT, CPTS, C|EH, ECSA, CICP Security+
S.R. Snodgrass, P.C.,
2009 Mackenzie Way
Suite 340
Cranberry Township, PA  16066
(800) 580-7738
(724) 934-0344
Cell: 814-574-8627

Jeremy has over 15 years of information systems audit and controls involvement. His main focus at Snodgrass is network attack and penetration testing. He has had extensive training in this area, holds four certifications in the area, as well as a license which very few penetration testers hold. This gives a unique security focused approach to all of the work that Jeremy performs. His technical experience includes proficiency in Microsoft Windows server and desktop environments; various versions of Linux, Kirchman Bankway Financial application; network security; and data analysis.

4:00 p.m.                     Insider Views on the New Administration and Regulatory Climate for Mutual Institutions (Confirmed)

Peter Knight
Director, Government Relations
FHLBank Pittsburgh
1301 Pennsylvania Avenue NW, Suite 1050
Washington, DC  20004

Peter Knight, who joined FHLBank Pittsburgh in 2002, is responsible for directing the Government Relations Department, developing GR positions and strategies, and leading an outreach program to support the Bank’s public policy purpose. Throughout his career, Peter has worked on financial services issues in Washington’s public policy arena. After graduating from Yale University, he worked for several members of Congress who served on the House Banking Committee. Following his time on Capitol Hill, Peter held multiple government relations positions with public and private sector companies, including Fannie Mae, the National Association of Mutual Savings Banks, the National Council of Savings Institutions (which became America’s Community Bankers), the Resolution Trust Corporation and the Federal Deposit Insurance Corporation

(FDIC).Peter has worked on many significant financial services laws including the Garn-St Germain Act; the Financial Institutions Reform, Recovery and Enforcement Act of 1989; the Gramm-Leach-Bliley Act and the Dodd-Frank Act

4:45 p.m.                     ADJOURNMENT

6:00 p.m.                     NETWORKING RECEPTION
Sponsored by:  Locke Lord

7:00 p.m. –                   DINNER
9:00 p.m.                        Sponsorship Available

FRIDAY, MAY 18, 2018

8:30 a.m.                     Governance and Board Effectiveness For Executives and Trustees
Dr. James Clarke (Confirmed)
Clarke Consulting
760 Newtown Rd
Villanova, PA 19085
(610) 688-9466

Dr. James Clarke is the Principal of Clarke Consulting, a Villanova, Pennsylvania firm specializing in ALCO issues and strategic planning for community banks.  Jim has lectured on asset/liability management at the Stonier National School of Banking sponsored by ABA, the Southwest Graduate School of Banking, the New England School of Financial Studies and Connecticut School of Banking. He conducts ALM seminars for many state associations, and for Risk Management Association (RMA) and Financial Managers Society (FMS).  Jim also conducts board education programs on ALM for a number of state associations. In 2014 through 2017, Jim spoke at the FMS Forum, the Connecticut, Maine and Pennsylvania Community Bankers conventions and number of director conferences. Dr. Clarke is on the Board of a community bank, and is a Director of an investment company. Jim is also on the Editorial Board of the RMA Journal.

10:00 a.m.                  A Survival Guide to a Merger of Mutual Equals (invited)

Greyson Tuck, Esquire
Board Member
Gerrish Smith Tuck, PC
700 Colonial Rd # 200,
Memphis, TN 38117
(901) 767-0900

Mr. Tuck is a member of the Board of Directors of both the Memphis based law firm of Gerrish Smith Tuck, PC, Attorneys and Gerrish Smith Tuck, Consultants, LLC.  These two firms have assisted numerous community banks in virtually every state across the nation.  Mr. Tuck’s legal and consulting practice places special emphasis on community bank holding company formation and use, community bank mergers and acquisitions, regulatory matters, corporate reorganizations, corporate taxation, general corporate law and community bank strategic planning.  Mr. Tuck comes from a community banking family.  He is a graduate of the University of Tennessee, where he majored in Accounting and Finance, and received his law degree from the University of Memphis Cecil C. Humphreys School of Law, where he was a Herff Scholar.  Mr. Tuck is also a graduate and current faculty member of the Paul W. Barret, Jr. School of Banking.  He is a frequent presenter at state and national bank association conferences and has authored a number of articles of interest to financial institutions.  Mr. Tuck is a member of the Tennessee Bar Association and an active participant in the Memphis Bar Association.

11:30 a.m.      ADJOURNMENT             




The Penn Stater Hotel & Conference Center is located just minutes away from Penn State’s University Park Campus, the Penn Stater offers quick and easy shuttle access to everything the University has to offer. The hotel features 300 guest rooms and suites complete with all the amenities you need for a relaxing and productive stay: complimentary Wi-Fi, coffeemakers, flat-screen HDTVs, and king, queen, or double beds. On-site hotel amenities include a lap pool, 24-hour fitness center, two restaurants, complimentary parking, and ample special event space.

Penn Stater Address: Penn State University, 215 Innovation Blvd, State College, PA 16803.



Please contact the Penn Stater Central Reservations Department 1-800-233-7505 and Reference the PA Association of Community Bankers Conference May 17-18 to receive the group rate.



Enhance your trip to State College by taking in some of the area’s local attractions and activities. From golf to concerts, there’s something fun for people of all ages. The Penn Stater Hotel and Conference Center is a great place to stay when visiting attractions like the Arboretum at Penn State, Tussey Mountain, and Penn State Golf Courses.



In addition to being one of the top universities in the country, Penn State offers a wealth of attractions for students, locals, and visitors to enjoy. See a live show or sporting event at Bryce Jordan Center, a 15,000-seat arena located in the center of PSU. Observe fine art in The Palmer Museum of Art at Penn State, which offers an ever-changing array of exhibitions throughout 11 galleries as well as a print-study room, 150-seat auditorium, and outdoor sculpture garden. Visit the Arboretum at Penn State and walk through its beautiful botanical gardens.



Grab your golf clubs and hit the greens! Penn State Golf Courses deliver the very best the game has to offer, with the finest in course facilities; an award-winning driving range with four practice putting greens, a bunker area, and 32 artificial driving range stalls; an on-site clubhouse and cafe; and personalized service. The golf courses at Penn State are just over five miles from our hotel.



Registration Fee: $499.00

Memorial Day – PACB Office Closed
May 28 all-day
PACB Executive Committee Conference Call
Jun 14 @ 10:00 am – 12:00 pm