Thursday, June 22, 2017
Central Penn College
600 Valley Road, Summerdale PA
REVIEW AND REGISTER
8:30am: Registration/Continental Breakfast
9:00am: Seminar Begins
10:15am: Refreshment Break
10:30am: Seminar Continues
1:00pm: Seminar Continues
Feeling the Liquidity Squeeze?
The Critical Steps to Improve Your Liquidity Position
Loan growth is outpacing deposit growth. Loans are becoming a higher percentage of total assets. Wholesale funding levels are increasing. Undeniably, liquidity is under pressure. This session will address the changing liquidity landscape in our industry, and what every financial institution should be doing to develop a “best practice” approach in liquidity management.
We will start by reviewing industry trends and what lies ahead for the community sector. We will then walk through the critical elements all financial institutions should have in their liquidity management reports (both operational and contingency). Finally, the session will conclude with real life case studies which highlight strategies to increase margin while managing liquidity risk.
- Optimize your liquidity yield
- Regulatory guidance: framework, approaches, risk integration, governance
- Focus on total liquidity and not just “liquid” assets
- Become comfortable with higher levels of wholesale funding
- Developing a robust contingency funding plan
- Case studies to improve margin and manage liquidity
WHO SHOULD ATTEND
This seminar is designed for CEOs, CFOs, Board Members, Executive Management dealing with Asset/Liability Management, Investment Officers.
CONTINUING EDUCATION CREDIT
Attendees of this course are eligible for up to 5 hours of CPE credits.
ABOUT THE PRESENTERS
Frank L. Farone – Managing Director, Darling Consulting Group
Frank consults nationwide with CEOs and CFOs of financial institutions to increase earnings through the proactive management of capital, liquidity/funding risk, and interest rate risk. He is a frequent speaker and author on topics such as industry issues and trends, funding solutions, regulatory issues, interest rate risk management, capital management and derivatives hedging techniques.
Frank was designated a “top-rated” speaker by FMS and is well known for his popular seminar “Turbo Charging Your ALCO Process” having helped thousands of bankers across the country.
Frank is a graduate of Siena College. He lives in Winchester, Massachusetts and is an avid golfer and runner, having completed numerous marathons including several Boston Marathons over the past 25 years.
Joe Kennerson – Managing Director, Client Services, Darling Consulting Group
Joe is a Managing Director at Darling Consulting Group, working directly with financial institution executives to improve the effectiveness of their asset liability management (ALM) process. In this capacity, he provides tailored solutions for managing interest rate risk, liquidity risk, and capital. Joe is also expert in the overall balance sheet management process, including risk model design and implementation, regulatory compliance and executive-level education. He is a frequent speaker and author on a variety of ALM topics.
Joe has been with DCG since 2005, where he began his career as a financial analyst and worked as product manager for DCG’s contingency liquidity model, Liquidity360°. He lives in Portsmouth, NH where he is an active member with the Big Brothers Big Sisters program. Joe is a graduate of University of New Hampshire with a degree in finance.
ABOUT DARLING CONSULTING GROUP
DCG has more than 30 years of experience in asset liability management, and their only business is financial institutions manage balance sheets effectively. DCG began as an ALM software company providing the BASIS model to banks and other financial institutions wanting a better tool for managing interest rate risk.
The PACB has a preferred rate at the Radisson Harrisburg Hotel, 1150 Camp Hill Bypass, Camp Hill, PA 17011. Please call 717-763-7117 and mention the PA Association of Community Bankers when making your reservation. (Space available basis only.)