Transactions Archives

November 2014

Transactions November

Click the above image of the Transactions cover to access the digital edition of November’s Transactions.
                   

In This Issue:

FIRST COLUMBIA BANK & TRUST CO. – RISING ABOVE THE STORM
We sit down with First Columbia Bank & Trust Company to learn more about the ways they give back to their community, including the rebuilding of Kidsburg – their award-winning service project.

CYBER CRIME
CATO and fraud losses are on the rise for financial institutions. Partnering with SBS, we take a look at the threats community banks are facing and steps they can take to help ensure their safety.

FHFA Proposed Rule – Harmful to Your Membership in FHLBanks

Executive Order: Improving the Security of Consumer Financial Transactions

Repeal of Pennsylvania Motor Vehicle Sales Finance Act Requires Operational Changes by Banking Institutions

Are Temporary Staffing Needs Causing You Full-Time Headaches?

Deep Wells, Deep Pockets, and Deep Impact

Are You Managing Your Vendors Like They Are Part of Your Own Organization?

Take Control: Don’t Become Involved In Occupational Fraud

Combating Data Breaches and Safeguarding Card Payments

21st Century Bank Heist

Planning Now Can Limit Future Data Breach Losses

Financial Institution Risks Uncovered How New Threats Are Impacting The Insurance Landscape

4 Ways to Avoid a Data Breach in 2015

Early Termination: Electricity Supply Contracts

News From You


October 2014

Transactions October

Click the above image of the Transactions cover to access the digital edition of October’s Transactions.
                   

In This Issue:

GROW YOUR COMMUNITY AWARDS | 2014
Announcing the inaugural Grow Your Community Award winners. This year’s winners exemplify the importance of community banks and how they help their communities survive and thrive.

CHAIRMAN ANDY HASLEY: A LIFETIME OF DRUMMING UP BUSINESS
A look back on the life of Allegheny Valley Bank President/CEO Andy Hasley, and a look forward at his plans for the upcoming year, acting as PACB’s Chairman of the Board.

401(K) Plan Design For Successful Participant Outcomes

What It Takes To Manage A Multi-Generational Workforce

Lessons For Depository Institutions

What Are Capacity Charges On Your Bank’s Electricity Bills?

Damned If You Do And Damned If You Don’t: U.S. Supreme Court Tells Fifth Third Bancorp ERISA Fiduciaries

Knowing Your Risks: Financial Institutions

Forecasting The November Election

PACB’s 137th Annual Convention Photo Recap

News From You


September 2014

Transactions September 2014

Click the above image of the Transactions cover to access the digital edition of September’s Transactions.
                   

In This Issue:

WINE, WORKERS, AND SONG: ALTOONA AREA BANK KEEPS SPIRITS ALIVE
We meet with Altoona First Savings Bank and two of the local businesses they are working with to make dreams come true: The U.S. Hotel in Holidaysburg and Woody Lodge Winery in Ashville. We invite you to learn more about these great businesses and their partnership with their local community bank in this month’s Community Bank Profile.

SMALL BUSINESS EXPERIENCE
PACB sits down with Congressmen Lou Barletta and Mike Kelly for an exclusive interview to discuss the small business background they bring to Congress and their influence on national policy.

The Long and the Short of It: SBA Pools Can Create an Instant Barbell

Testing the Resilience of Community Banks

A Scout’s Guide to Lender Liability Claims: Be Prepared

Strategic Planning Must-Haves That Are Often Overlooked

Digital Signage

10 Lessons Learned Over Twenty Years

Do More With Less: Benefits of Channel Integration

From Buddies to Bosses and Beyond: Leading Your Colleagues After Changing Hats from Coworker to Supervisor

Why the Cybersecurity Assessments?

Are Fixed-Priced Electricity Supply Contracts Really Fixed?

Trends in Debit Rewards Programs Focus on Value Creation

Moving From a “Credit Lender” to a “Lender Liability Monitor” Mindset

News From You


August 2014

Transactions August DE

Click the above image of the Transactions cover to access the digital edition of August’s Transactions.
                   

In This Issue:

THE BRYN MAWR TRUST COMPANY: CHANGING FORTUNE ON THE MAIN LINE
As The Bryn Mawr Trust Company prepares to transition between leaders, we sit down with Ted Peters, Chairman & CEO, and his successor Frank Leto, current President & COO, to discuss the elements that have helped the community bank succeed for the past 125 years.

LEAD FROM THE FRONT
Pennsylvania Association of Community Bankers sits down with Cami L. Ressler, M.Ed. and Mark J. Crocco to discuss common issues that challenge leaders, resolving leadership weaknesses, the importance of team unity, professional development, managing stress, networking, and more in this exclusive professional and leadership development interview.

As Technology Propels the World Forward, Webinar Training Keeps You In the Know

Let’s Do The Tighten Up: Agency Spreads Continue to Grind Lower

Budget & Banks: The Impact of Budget Season on Community Banks

The Impact of Leadership on Successful Staff Development

Monitoring and Training Services Boost Community Banks’ Customer Service Efforts

Branding: Just Another Buzz Word?

Cyber Security

Compliance Training

Confusion Be Gone: Simplifying Estimating FDIC Deposit Insurance

The Integrated Mortgage Disclosures Rule & ALTA’s Best Practices

News From You


July 2014

Transactions July 2014

Click the above image of the Transactions cover to access the digital edition of July’s Transactions.
                   

In This Issue:

The Future of Community Banking Conference Recap

Transactions Brings Home Award for Publication Excellence

Managing Third Parties: Risk Management By Any Other Name

New Insurance Coverage Responsibilities of Lenders

Taking Aim at Regulations: Regulators Seek Comments on Eliminating Outdated Provisions

The FOMC’S New Roster and Its Impact on Monetary Policy – High Degree of Turnover Has Created Less Predictability

The Clock is Ticking on Interest Rate Risk: Be Prepared

Documenting Risk Appetite and Tolerance

Managing the Next Generation at Work

The Case For Low Interest Rates

The Do’s and Don’ts of Innovation: How Community Banks Can Get–and Stay–Ahead

Today’s New Bank Leader

News From You


June 2014

June Cover

Click the above image of the Transactions cover to access the digital edition of June’s Transactions.
                   

In This Issue:

MINERS BANK: LIFE IN THE “FAS” LANE
PACB sits down with Miners Bank executives David Snyder, George Groves, and Richard Kashnoski to learn more about how the community bank is giving back to the local community of Pine Grove through PACB Financial Advisory Services.

Remembering Francis W. Wolman

Pennsylvania’s Community Banks Storm Washington; Regulatory Relief on the Horizon!

The Proactive Bank Director Finds Resources for Continuing Education

Regulation of First Party Debt Collection: A New Frontier for the CFPB

Cybersecurity and Corporate Governance: The Role of Financial Institution Boards in Cybersecurity

How Banks Can Use Non-Qualified Retirement Plans to Attract and Retain Employees

Serving the Underbanked: Remember the Golden Rule

Leveraging Human Capital to Achieve Your Strategic Vision and Goals

Five Minutes with State Representative Lynda Schlegel Culver

CSI Names Emory Vandiver as Business Development Director for East Coast

Pentegra Retirement Services’ Employees Volunteer for Local Community Work

News From You


May 2014

Transactions May 2014

Click the above image of the Transactions cover to access the digital edition of May’s Transactions.
                   

In This Issue:

GREENING AN URBAN CORE
For this month’s Community Bank Profile, we travel to Northwest Philadelphia to visit Valley Green Bank and learn more about how they are living a “shop local, buy local, grow local” philosophy.

BRIDGING THE GAP: HOW THE HOME LOAN BANKING SYSTEM WANTS COMMUNITY BANKS TO THRIVE IN A NEW HOUSE FINANCE REFORM PROPOSAL
We sit down with Winthrop Watson to discuss aspects of the Johnson-Crapo bill, including adjustable-rate mortgage, road blocks, community banks, loan options, and more.

PACB Foundation Scholarship Winners 2014

Certified Community Lender: PACB’s Continuing Dedication to Education

Controlling the Cost of Smoking Employees

FASB Gone Awry

Best Practices in Coaching and Effective Feedback

Are Your Employees Properly Classified? Proper Classification of Exempt vs. Non-Exempt is More Challenging Than Ever

The Heartbleed Bug Ramification and Remediation

Loan Officer Compensation Requirements

A Challenging Business Environment Creates the Need For Quality Leadership: Getting the Best Executive Search Results Takes Experience and Connections

Steady Freddies…and Fannies and Ginnies: Short MBS Can Add Stability to Cash Flow

Why BOLI in Today’s Interest Rate Environment

A Successful Wellness Initiative Within Your Organization

Attracting, Rewarding, and Retaining Top Talent

News From You


April 2014

Transactions April

Click the above image of the Transactions cover to access the digital edition of April’s Transactions.
                   

In This Issue:

A MORE PERFECT UNION: UNION BUILDING 7 LOAN SAVINGS BANK AND BRIDGEWATER
A look at how much of an impact a community bank has on its community, no matter the size.

MAILING IT IN: HOW THE POSTAL SERVICE WANTS TO BE YOUR BANK
A look at the U.S. Postal Service’s proposal to branch into banking and financial services.

2014 PACB Marketing Conference Recap

Seize the Future of Retail Banking

All Good Things Must End: Planning for the End of a 5-Year TRUPS Interest Deferral

Test Your Strategic Plan

“Dos” and “Don’ts” of Effective Advocacy

Lucrative SBA Lending Without the Hassle – A Great Strategy to Add Value to Your Institution

Catalytic Leadership: Leading to Change Lives

Revisiting Bank Overdraft Fees: Are You a Candidate for a Class Action

Secure Banking Solutions Appoints New VP of Professional Services

Steven Runyeon Joins the Reading Office of BDO USA, LLP as Assurance Senior Manager

News From You


March 2014

Transactions March 2014

Click the above image of the Transactions cover to access the digital edition of March’s Transactions.
                   

In This Issue:

MILTON SAVINGS BANK INVESTS IN TIME
A look at the history of Milton, Pennsylvania and the ways in which a local community bank is fully invested in ensuring that the town thrives.

A PLAN FOR PENSION REFORM
An examination of the current state of Pennsylvania’s pension program and the options for pension reform that are currently being presented.

Best Places to Work in PA 2013

The IRS Steps Into the 21st Century: Electronic Delivery of Tax Transcripts

Another Avenue for Raising Capital

Bricks & Mortar: Building Market Share Through Omnichannel Banking

Investors Find Greater Upside in Banks with Higher Texas Ratios

Big Data Reaps Big Rewards When You Harness It


BFS Group: The Drive to 125

D+H Rebrands U.S. Operations, Unifies Global Business Lines Under a Single Brand

News From You


February 2014

Transactions February

Click the above image of the Transactions cover to access the digital edition of February’s Transactions.
                   

In This Issue:

MCS BANK: THE TRUE VALUE OF A COMMUNITY BANK
When their local bank left town, the community of Allensville, Pennsylvania partnered with MCS Bank to bring a new bank branch to the area.

TREADING WATER: THE HOUSING MARKET VERSUS FLOOD INSURANCE PREMIUMS
A look at how flood insurance premium increases are creating issues in the housing market and what it means to America.

Target Breach: What You Should Know

Internet of Things

Downloadable Apps: The Risks, the Rewards, and the Smartest Mobile Strategy

Why Mobile Technology Needs Financial Institutions

A Different State Government

New Guidance From the FED & OCC Stepping Up Your Game On Third Party Vendor Review

Outsourced Technology Management: Weighing the Benefits and Challenges

Mobile Banking Proliferation and Application Security

Best Practices: Demand Response

Accelerate Growth and Gain a Competitive Advantage With Technology

Interest Rate Risk: A Priority For 2014

News From You


January 2014

Transactions January

Click the above image of the Transactions cover to access the digital edition of January’s Transactions.
                   

In This Issue:

NEW BANK OF BIRD-IN-HAND IS WORTH THE JOURNEY
Bank of Bird-in-Hand is the first de novo bank in the U.S. since late 2010, and PACB was at the ribbon cutting ceremony. We invite you to take a look at their journey from idea to reality.

KILLING THE AMERICAN DREAM: HOW MORTGAGE RULES ARE LIMITING HOME BUYING
A look at the Ability-to-Repay and Qualified Mortgage Rule from different perspectives around the Commonwealth.

Marketing Tactics That Will Set You Apart

PACB Testifies On Elder Financial Exploitation

Banks, Cars, Credit Cards, Cities, and ID Theft

Like a Rock: Callable Agencies Underperformed in 2013

Internal Audit vs. Compliance

Why a SERP Still Makes Sense

Regulatory Relief For Community Banks

Five Minutes With Representative Bill Shuster

David Christie Wins CFO of the Year

News From You


2013 Archives

2013 Transactions Archives

2012 Archives

2012 Transactions Archives