Today’s Headlines…

Today’s Headlines…

Federal Reserve Board

On March 2 the Federal Reserve Board issued guidance to community bank examiners on what they should consider when upgrading an institution’s supervisory rating. The Fed’s guidance will apply to state member community banks supervised by the central bank with total assets of $10 billion or less, but could include other types of community institutions. Among the criteria that supervisors should use to evaluate an upgrade in a bank’s supervisory rating include the level of capital, improvement in core earnings, a material decline in nonperforming assets, and liquidity and interest rate risk positions.