April is National Financial Literacy Month. It’s the perfect time to start talking to your kids about financial education and basic money matters. Parents are responsible for setting their children off on the right financial foot. However, research shows that only one-third of parents discuss financial issues with their kids. Additionally, only one out of seven parents believe their children have a solid understanding of financial matters.
It doesn’t matter what your income is, we all live on a budget. And every person’s budget will change over time. It’s important to realize that living on a budget doesn’t mean deprivation, it means being aware of how and where you spend money—and being realistic about how much money you have to spend. It means making smart decisions more times than not.
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