Recent data breaches and identity theft reports have heightened consumer aware-ness around the security of payments. Consumers may find themselves asking, “How can I better protect myself and my personal financial information?” EMV cards, also known as chip cards, allow consumers to conduct all of their daily card transactions with added security features to protect their information. And more than likely, EMV cards are coming to a bank near you soon.
We are bombarded with applications for credit cards offering special rates, awards, points and prizes if we use one card over another. All of it is designed to convince us to buy things NOW.
In addition to a credit card, most of us also have a debit card attached to a personal checking account. With all these payment choices, how do you know which one is the best to use, and when? First, know the difference between the two cards.
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