Debit or Credit?

We are bombarded with applications for credit cards offering special rates, awards, points and prizes if we use one card over another. All of it is designed to convince us to buy things NOW.
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In addition to a credit card, most of us also have a debit card attached to a personal checking account. With all these payment choices, how do you know which one is the best to use, and when? First, know the difference between the two cards.

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