Tips for College Grads and Everyone Else
Everyone has to begin building credit at some point, although it can be a tricky situation. Without a credit card, it’s hard to build credit history. Without credit history, it’s hard to qualify for a credit card. Following college graduation is often when individuals apply for their first credit card but there are many others who don’t start building credit until years after they’re eligible. If you’re under 21 years old, you’ll need either a card co-signer or a verifiable income to prove you can repay your credit card.
Write something about yourself. No need to be fancy, just an overview.