Pennsylvania Association of Community Bankers
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  • Home
  • About PACB
    • Board of Directors
    • PACB Services, Inc.
    • Hall of Fame
    • Contact
  • Membership
    • Become A Member!
    • Benefits of Associate Membership
    • Member Listing
    • Member Login
    • PACB Board Portal
    • PACB Job Board
  • Advocacy
    • Advocacy Issues
    • Advocacy Events
    • Action Center
    • FirstPAC
    • Legislative Briefing Calls
    • Ways to Engage
  • Education
    • Be a Speaker
    • CBWN Webinars
    • NextGen"U"
    • ICBA Education
    • PACB Foundation Scholarships
    • SBS Institute Certification Programs
  • Events
    • 2025 Convention
    • PACB INSPIRE Awards
    • Educational Events
  • Communications
    • News
    • Consumer Services
    • Hometown Banker Website
    • SUBSCRIBE TO HOMETOWN BANKER
    • Social Media
    • Photo Galleries
  • Advertising Opportunities

Consumer Tips

Important Planning for Long-Term Care

6/30/2011

 
Picture of female nurse assisting elderly male patient using a walker
When planning for life as a senior citizen, it would be smart to include Long Term Care on that bucket list.  Statistics show that 70 percent of people over 65 will need long-term care services of one kind or another, and it can be very expensive.
​
Medicare coverage will not pay for most of the long-term care services that may be needed.  There are federal public programs, such as the Older Americans Act, that pay some long-term services, but like Medicaid they target people with the most functional and financial need.


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You Can Keep Your Good Credit During This Recession

6/15/2011

 
Gauge showing a credit score of 748
People are having to make tough financial choices today, but many don’t have to wreck their credit scores if they know how the system works.

With the same amount of money, you can make decisions that kill your credit score or ones that keep your score – or at least give you the ability to rebuild your score quickly later.  Most people have wrong or little information about
how the system works, and that’s a big reason scores go down when difficult decisions are made during a recession.
​
There are three common misconceptions that needlessly lower credit scores.


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PACB's mission is to empower community banks to positively impact their communities.


PACB Services, Inc. Preferred Providers

Pennsylvania Association of Community Bankers  
800 N. 3rd Street, Suite 304
Harrisburg, PA 17102


​Phone: (717) 231-7447

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"To empower community banks to make positive impact within the communities they serve."