Pennsylvania Association of Community Bankers
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  • Home
  • About PACB
    • Board of Directors
    • PACB Services, Inc.
    • Hall of Fame
    • Contact
  • Membership
    • Become A Member!
    • Benefits of Associate Membership
    • Member Listing
    • Member Login
    • PACB Board Portal
    • PACB Job Board
  • Advocacy
    • Advocacy Issues
    • Advocacy Events
    • Action Center
    • FirstPAC
    • Legislative Briefing Calls
    • Ways to Engage
  • Education
    • Be a Speaker
    • CBWN Webinars
    • NextGen"U"
    • ICBA Education
    • PACB Foundation Scholarships
    • SBS Institute Certification Programs
  • Events
    • 2025 Convention
    • PACB INSPIRE Awards
    • Educational Events
  • Communications
    • News
    • Consumer Services
    • Hometown Banker Website
    • SUBSCRIBE TO HOMETOWN BANKER
    • Social Media
    • Photo Galleries
  • Advertising Opportunities

Consumer Tips

Rising Interest Rates Present Opportunities & Challenges

1/17/2017

 
Picture of stacks of coins growing from left to right like a staircase with a red upward arrow and red percentage symbol floating above the stacks
​In December the Federal Reserve raised interest rates for just the second time in the last seven years.  While the details of how much and when the Fed changes interest rates are subject to the speculation of economists, one thing is certain: a rise in interest rates has a definite effect on consumers.  And, with the Fed signaling its intent to raise rates several more times throughout 2017, consumers should consider the potential impact that a rising interest rate environment can have on their wallets.  These tips are intended to help you do just that.


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How to Build Credit

5/4/2015

 
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Tips for College Grads and Everyone Else
Everyone has to begin building credit at some point, although it can be a tricky situation. Without a credit card, it’s hard to build credit history. Without credit history, it’s hard to qualify for a credit card. Following college graduation is often when individuals apply for their first credit card but there are many others who don’t start building credit until years after they’re eligible. If you’re under 21 years old, you’ll need either a card co-signer or a verifiable income to prove you can repay your credit card.


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Paying for College - Options for Families to Consider

4/30/2014

 
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​The price of earning a college degree has increased dramatically over the past decade. The amount of student loans now surpasses credit card debt in the U.S., having reached more than $1 trillion in 2013. Furthermore, for students and their parents, the complicated logistics of financing college can be overwhelming. Below are tips to consider when navigating the maze of financial options.


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PACB's mission is to empower community banks to positively impact their communities.


PACB Services, Inc. Preferred Providers

Pennsylvania Association of Community Bankers  
800 N. 3rd Street, Suite 304
Harrisburg, PA 17102


​Phone: (717) 231-7447

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"To empower community banks to make positive impact within the communities they serve."