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  • Home
  • About PACB
    • Our Team
    • Board of Directors 2022-2023
    • PACB Services, Inc.
    • Hall of Fame
    • Contact
  • Membership
    • Benefits of Associate Membership
    • Become A PACB Member!
    • Member Listing
    • Member Login
    • 2023 Sponsorship Opportunities
    • PACB INSPIRE Awards
    • PACB Job Board
    • PACB Connected Community Portal
  • Advocacy
    • PACB Advocacy and Issues
    • Capitol Connect - PACB Podcasts
    • Legislative Events
    • PACB Advocacy Events
    • Legislative Update Calls
    • FIRSTPAC
    • Legislative Column
    • Grass Roots Lobbying
    • ICBA Community Bank Advocacy
  • Education
    • Education & Event Calendar >
      • Be a PACB Speaker
    • Webinars
    • On-Demand Virtual Programming
    • NextGen"U"
    • Next Gen U - Fall 2022 Special Pricing Program
    • ICBA Community Banker U
    • PACB Foundation Scholarships
    • Center for Financial Training
    • SBS Institute Certification Programs
  • Communications
    • News
    • PACB CONNECT!
    • PPP News & Information
    • Coronavirus Resources
    • Consumer Services >
      • Consumer Tips
    • Hometown Banker Magazine
    • Hometown Banker Website
    • Social Media
    • Photo Galleries
    • Video Collections
  • 2023 Convention
    • 2023 Attendee Information
    • 2023 Exhibitor Information
    • 2023 Sponsorships
  • Advertising Opportunities

Consumer Tips

Make Overdraft Protection Work For You

2/7/2014

 
Picture of yellow caution tape with Overdraft Fees written on it
​No one likes to get a “declined” message when using a debit card, but if you have ever faced a $30 plus overdraft fee, you know it is a situation you would also like to avoid. Almost every financial institution offers some kind of “overdraft protection,” also called “overdraft privilege,” which allows you to spend more than what’s currently available in your checking account. Given the charge that usually accompanies these overages, bank customers should think of the service as a safety net that allows access to funds when you’ve made an error balancing your checking account or you’re in need of funds before your next deposit.


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